What offsets (decreases) the amount of a purchaser's lien?

The option that correctly offsets the amount of a purchaser's lien is the rent that the buyer receives. This is because rental income generated from a property can be used to help pay down the debt associated with the purchaser’s lien. When a buyer takes on a lien, typically in the form of a loan or mortgage to finance their property purchase, having additional income from rent can relieve some of the financial burden imposed by the lien.

For instance, if a buyer is renting part of their property and receiving rental payments, these funds can be applied to make regular payments on the lien, thereby reducing the principal amount owed over time or contributing to the overall financial stability of the buyer. This relationship between income and debt is a fundamental aspect of property financing, enabling buyers to manage their financial responsibilities more effectively.

In contrast, lease agreements do not directly generate income for a purchaser’s lien and rather govern the relationship with tenants. Renovation costs increase the value of the property but do not directly impact the amount owed on a lien. Property taxes, while an obligation of ownership, do not offset the lien itself; they are an additional financial requirement that the buyer must manage alongside their loan obligations.